CARE in Kentucky

The Credit Abuse Resistance Education (CARE) program is a national program offered to Kentucky schools with funding from the Kentucky Bar Foundation. The CARE speaker program, website featuring online teacher resources, and CARE student booklet are designed to alert students to the costs and benefits of using credit and the consequences of its abuse.

The CARE Program has grown tremendously since it was first offered in 2007.  To date, schools in more than sixty Kentucky counties have participated in the CARE Program, and more than 13,000 high school student benefit each year from credit education delivered by CARE lawyer volunteers.  Kentucky attorneys and bankruptcy professionals volunteer their time and talent to schools at no cost, and the classroom presentations are arranged at the school’s convenience. Schools may request a speaker through the CARE website – careinky.org- or by contacting the Kentucky Bar Foundation.

The content of the attorney presentations is authentic, relevant, and applicable to students. The goal of the program is to provide useful knowledge to the students so they can obtain information needed to lead a financially responsible and debt-free life. The CARE themes discussed include: money management and spending decisions, budgeting, the true cost of credit and consequences of misuse, interpreting credit statements, credit scores, common forms of credit used by teens, student loans, and  college costs.

Teachers will find strong alignment to national personal finance standards and applications to Kentucky Program of Studies for high school practical living and consumerism.  Visit www.careinky.org for more information for both teachers and attorneys.

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